Foreign Workers Insurance Guarantee (FWIG)

Foreign Workers Insurance Guarantee (FWIG) is a guarantee required by the Immigration Department from Employers as a security deposit for the employment of foreign workers (excluding Domestic Maid) under Regulation 21 of the Immigration Regulations.

Benefits:

FWIG will serve as a guarantee to the Immigration Department to cover repatriation expenses in the event your worker is required by the authorities to be sent back to their country of origin during their stay in Malaysia.

Duration of cover is set by Immigration Department depending on the work permit, either 13 months, 18 months or 26 months. You need to purchase a new guarantee upon renewing your worker's permit.

Premium:
The total premium that you have to pay varies depending on Allianz's underwriting requirements and nationality of your worker also subject to minimum premium of RM 50 per insurance guarantee issued.

Fees & Charges:
In addition to the premium, you have to pay RM 10 for Stamp Duty